It would appear that Guyana is by no means the only the only Caribbean Community (CARICOM) member country where persons employed in the private sector have the shock of their lives at particularly vulnerable moments upon discovering that huge chunks of National Insurance Scheme (NIS) deductions have ‘gone south’ insofar as amounts deducted from their salaries as contributions towards their pension schemes, are not paid in by their employers but have, instead, ended up, presumably, in the pockets of delinquent business owners who failed to properly route those deductions. The tragedy here is that, in many instances, by the time the anomalies are discovered and brought to the attention of the competent authorities the delinquent business establishments have been, in many instances, already tightly ‘wound up’ the owners having ‘moved on’ to some other entrepreneurial venture, migrated or, in some instances, gone to the ‘great beyond.’ In such instances, the victim has little choice but to lick his/her wounds and move on as best they can.